We'll help you with the following:

Representation

Discussions and communication of loss with contractor and insurance company
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Submission of bid on behalf of insured to insurance company.
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Settlement talks with insurance company on contents, building and additional living expense (loss of use) claims

Contents Services

Preparation and documentation for establishment of valuation of contents inventory and presentation of claim as per the policy of insurance​.

Building / ALE

Development of scope and loss on building claim including all details, build-outs, finishes and the representative costs to replace the structure for consideration in bid analysis.

Prepare additional living expense claim, taking into account how your household works.

Additional Living Expense

Prepare additional living expense claim, taking into account how your household works.

Identify if policy allows you to collect for fair rental value or additional living expense based on what works best for you.

Suggested available reimbursements:

• Extra mileage costs to and from work, shopping, etc.
• Extra mileage cost to transport children to friends, school, parties, etc.
• Additional pet care costs
• Additional food costs
• Additional housing costs
• Additional phone costs
• Additional cleaning and laundry costs

Contents

Photograph all remain debris.

Observe debris pile for any remaining contents items. Preserve and document remaining items for later use in dispute resolution.

Give claimant for use in preparation of memory list with assistance in helping claimant remember missing items.

Provide inventory specialist to work with the client, helping them recreate from memory:

• Full description of lost items
• Research accurate replacement cost
• Fairly depreciate items due to age, wear and tear and other appropriate criteria
• Collect receipts, if available and cross reference to inventory
• Supply date and place of purchase(if known.)

Package and submit inventory to insurance company.

Hold settlement talks with insurance company.

Building

Photograph footprint of structure and all remaining structural debris.

Develop a scope of loss including:

• All build-outs and specialty​ items from original designs
• All decorative building treatments and finishes including wallpaper, paints, tiles, and ceramics, fixtures, skylights, window treatments, electrical, appliances, etc.

Recover extended/replacement costs and code upgrades.

Explanation of options available to qualify for supplemental replacement cost claims(i.e rebuilding or purchase of another dwelling)

Adjust actual cash value/fair market value settlements to secure the most meaningful outcome(i.e for partial payments and when replacement cost is unavailable.)